E-Commerce Requirements

Accepting Credit Cards:

If you are going to be accepting credit cards then you can expect to pay a set up cost starting around $200 and a monthly fee of around $50 - $100 (depending on volume) in addition to your monthly web hosting fee (unless you use PayPal). Check with your web hosting company to see what options they provide for processing credit card payments on the web sites they serve.


Become a PayPal Merchant

For smaller businesses or individuals that want to sell items or services over the internet there is the option of using PayPal. Once you get approved as a merchant, you add special buttons to your website that when clicked will take the user to the PayPal website where users pay for the items with their PayPal account. Then PayPal puts the money into your account. Many people trust using PayPal as a third party in their transactions.


 

Merchant Services:

Here is a list of a few online merchants:

Cardservice International
Credit Card Processing Services
VeriSign

Shopping Carts:

Some web hosting companies provide you with a shopping cart program. For example the web hosting company, ReadyHosting, provides you with Cart32. You may get more information about this program by going to http://www.cart32.com. ReadyHosting supports the latest Small Business version.

You'll still need to obtain your own merchant bank account for the actual processing of the credit card transactions, but the shopping cart program to is provided at no additional charge when you host your site at ReadyHosting.com.